Attention homeowners in High Point and Guilford County: Need an appraisal?
Here are the top 7 reasons why NC homeowners call on Streamline Appraisals/Tim Taylor Realty:
Do you own a house in or near High Point? Do you need help determining the value of your real estate?
At Streamline Appraisals/Tim Taylor Realty, we understand the unique needs of a customer after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your own house because you probably have an emotional attachment to it. The professional appraisers at Streamline Appraisals/Tim Taylor Realty will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It gives you something concrete to show your buyer. It's an independent third party's opinion of your house's price, and not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value judgement than yours.
Need to cancel PMI?
PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. At Streamline Appraisals/Tim Taylor Realty, we're experienced in helping customers just like you dismiss unnecessary PMI insurance.
Challenging a property tax assessment
Your local tax assessor may have your house overvalued if your home not appreciating as much as other homes close to yours. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. A professional appraisal from Streamline Appraisals/Tim Taylor Realty is your best weapon when challenging your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. Not only can this be troublesome from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Streamline Appraisals/Tim Taylor Realty can help you reinstate your home equity line of credit with an expert appraisal.
Need Field and Desktop Appraisal Review Services?
Have you just been handed a copy of your appraisal and you would like to have a veteran appraiser double-check it for accuracy or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Streamline Appraisals/Tim Taylor Realty can go out and check the subject and comps in question in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can We can assist you Even though this is typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your house.